Latest posts
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What Tax Benefits Can I Get on Home Loan Interest and Principal in India?
\ Buying a home in India comes with a huge financial commitment. But here’s the good news: 👉 The Indian Income Tax Act offers several deductions on home loan interest and principal repayments — which can significantly reduce your tax burden each year. Whether you’re a first-time buyer or an experienced investor, understanding these tax…
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How to Improve Your Home Loan Eligibility or Borrowing Limit in India
If you’re planning to buy a home in India and apply for a home loan, one question often arises: 👉 “How do I increase my chances of getting a higher loan amount?” Whether you’re a salaried employee, self-employed professional, or an NRI buyer, improving your home loan eligibility is the key to unlocking better loan…
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Fixed vs. Floating Interest Rate – Which Is Better for a Home Loan in India?
When applying for a home loan, one of the biggest decisions you’ll face is: Should you choose a fixed or a floating interest rate? This decision can impact not only your monthly EMIs but also your overall cost of borrowing. Let’s break it down step-by-step — legally, practically, and professionally — so that you can…
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Which Banks Offer the Lowest Home Loan Interest Rates in 2025? (Legal & Buyer‑Friendly Guide)
If you’re planning to take a home loan in India in 2025, finding a lower interest rate can save you lakhs over the tenure of the loan. But with so many banks and HFCs competing, how do you pick the lender with the best rate, legal terms, and actual value? Scroll down—we’ve researched the latest…
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What Are the Eligibility Criteria for a Home Loan in India?
If you’re planning to buy a house in India, chances are you’ll need a home loan to fund the purchase. But before you walk into a bank or click “Apply Now” online, it’s important to know whether you’re even eligible. Banks and housing finance companies in India use strict parameters to assess your loan eligibility.…
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How to Apply for a Home Loan in India (Steps and Documents Required)
Buying a home is a dream for many. But unless you’re paying entirely in cash, you’ll need to go through the process of applying for a home loan. This process may seem overwhelming, especially if you’re a first-time buyer, but don’t worry — we’ve broken it down for you step by step. Whether you’re salaried,…
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What Are the Costs Involved in Selling Property in India? (Brokerage, Registration Fees & More)
Selling your property? Before you celebrate the incoming funds, it’s crucial to understand the various costs involved in selling a property in India. Many first-time sellers overlook these costs, only to be surprised later during the registration or income tax filing stage. Let’s break it down. 📜 1. Capital Gains Tax (Long-Term or Short-Term) One…
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Steps to Sell an Inherited Property or Ancestral House in India (Legal Process Explained)
Selling an inherited property or ancestral house in India isn’t as straightforward as selling a self-purchased one. There are legal formalities, family rights, and tax implications to deal with — and skipping any of these steps can land you in serious trouble. This guide will walk you through the complete legal process, in a way…
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How to List and Sell My Property Online in India: Best Platforms and Expert Tips
Selling your property today is no longer limited to brokers or classified ads. In fact, thousands of homeowners in India are choosing to sell their property online — and doing it successfully. But how do you go about it? Which websites are trustworthy? What legal precautions should you take before listing? Let’s break it all…
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How to Save on or Avoid Capital Gains Tax Legally When Selling Property in India
Selling your property? Great! But once the deal is done, there’s one more thing you can’t ignore: 💸 Capital Gains Tax — the tax you pay on the profit from your sale. Now here’s the good news: 👉 There are legal ways to reduce or completely avoid paying capital gains tax — if you plan…